Independent Accounting & Ledger Advisory

Clear Books.
Confident Decisions.

Reliable monthly bookkeeping for small businesses that want organized financials, clear reporting, and more confidence in their numbers.

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Full-Cycle

Reconciliation

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Dedicated

Monthly Close

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P&L and Balance Sheet

Delivery

Professional working with pen, calculator, and financial papers on desk
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Your finances deserve a more thoughtful approach.

Good bookkeeping is more than keeping records up to date. It is about creating consistency, understanding your numbers, and having reliable financial information to support your next decision.

“Grounded in accuracy. Guided by clarity. Built around your business.”

Get to know Terra

Experienced accounting professionals.
A more personal approach.

Founded by Katherin Peña and Andrés Familiar, Terra Bookkeeping provides hands-on, dependable accounting stewardship for growing U.S. businesses—from restaurants and professional services to e-commerce and multi-entity operations.

We combine full-cycle reconciliations, month-end closes, and structured reporting to give business owners organized books, actionable financial clarity, and total peace of mind to focus on scaling.

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Dual Founder Oversight

Every ledger, reconciliation, and month-end report is directly managed and reviewed by Katherin Peña and Andrés Familiar—guaranteeing multi-entity rigor and consistent accuracy.

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Boutique Direct Partnership

No junior delegation or impersonal ticketing queues. You collaborate directly with principal stewards who know your operations, vendors, and goals intimately.

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Clear Financial Governance

Disciplined month-end cadences, seamless GAAP-compliant accounting practices, and investor-ready reporting deliver confidence at every business milestone.

Services & Pricing Catalog

Everything your books need to stay in order.

Thoughtful, transparent bookkeeping tailored to your business volume. Starting rates reflect our minimum baseline of dedicated monthly stewardship.

Core Retainer Monthly

Monthly Bookkeeping

Keep your financial records organized and current with dedicated monthly stewardship tailored to your volume.

Starting Minimum
Starting at $850 / mo

Includes:

  • check_circleStandard bank & credit card reconciliations
  • check_circleTransaction categorization & ledger maintenance
  • check_circleMonth-end close & review adjustments
  • check_circleMonthly Profit & Loss & Balance Sheet delivery
  • check_circleUp to 3 bank, credit card, or financial accounts
Vendor & Cash Flow Add-On

Accounts Payable Support

Full-cycle vendor workflow, bill coding, payment tracking, and structured schedule management.

Investment
Starting at $250 / mo

Includes:

  • check_circleVendor bill entry and coding
  • check_circleInvoice organization and tracking
  • check_circleReview of due dates and outstanding bills
  • check_circleVendor statement reconciliation
  • check_circleVaries by invoice workload & complexity
Reconciliation Add-On

Payroll Accounting Support

Accounting reconciliation for payroll entries and liability matching (excludes direct HR administration).

Investment
Starting at $175 / mo

Includes:

  • check_circleRecording payroll journal entries
  • check_circleReconciliation of payroll liabilities
  • check_circleReview of payroll expense accounts
  • check_circleRecording tax & benefit liability accruals
  • check_circleVaries by payroll cycle & headcount
Architecture One-Time

QuickBooks Online Setup

Complete setup and structured organization of QBO to establish a clean, compliant starting point.

Investment
$400 one-time

Includes:

  • check_circleInitial QuickBooks Online configuration
  • check_circleChart of accounts tailored setup or review
  • check_circleBank feed connection & rules mapping
  • check_circleGuidance on bookkeeping workflows
  • check_circleBaseline audit for a clean operational launch
Cleanup & Remediation Historical

Catch-Up & Historical Books

Bringing overdue accounting records, multi-month backlogs, and missing periods fully up to date.

Investment
Starting at $350 / overdue mo

Includes:

  • check_circleReview of historical ledgers & source files
  • check_circleHistorical transaction categorization
  • check_circleReconciliation of past bank & card accounts
  • check_circleDiscrepancy and gap investigation
  • check_circlePreparation of finalized historical reports
Tailored Scope Consultation

Custom Advisory & Review

For multi-entity structures, complex operational workflows, or businesses requiring a custom scope.

Investment
Custom quote

Includes:

  • check_circleMulti-entity or multi-location ledger mapping
  • check_circleSpecialized industry reporting metrics
  • check_circleProcess improvement & software workflow review
  • check_circleCustomized cadence for high-volume accounts
  • check_circleDirect engagement with Katherin & Andrés
How We Work

A clearer process.
A better bookkeeping experience.

01

Understand Your Business

We start by learning about your business, current bookkeeping setup, and financial reporting needs.

Discovery & System Audit
02

Organize & Maintain Your Books

We establish a consistent process for categorizing transactions, reconciling accounts, and keeping your records current.

Monthly Cadence & Reconciliations
03

Close & Bring Clarity

We complete your monthly bookkeeping process and provide clear financial reports that help you understand your numbers.

Reporting Delivery & Peace of Mind
Start the Conversation

Let’s bring clarity
to your finances.

Tell us a little about your business and what you need from your bookkeeping. We'll discuss your goals and determine whether Terra is the right fit.

Send an Inquiry

Complete this brief overview so we can prepare thoughtful initial insights for your business.

Services Needed (Select all that apply)
Inquiries are acknowledged within 1 business day with direct scheduling availability.